Title Insurance Resources
We Can Help You With Title Insurance
What exactly is it and must I have it? For these and other such questions, see our informative FAQs page.
As to our services, if you have not purchased real estate lately, you will find that the process is different than it used to be.
There's more paperwork and headache. More people have liens that attach to property and problems that create title clouds since the great recession, which affected people financially. Don't worry; Young Title Co Inc is here to help!
As a member of the Texas Land Title Association and the American Land Title Association, we follow ALTA's Best Practices and are also governed by Texas Department of Insurance, which heavily regulates title insurance companies in Texas.
While we are not a bank that is governed by the Consumer Financial Protection Bureau, we work with your bank by helping you, the consumer. CFPB is the government agency to answer your mortgage or credit question, and they also have helpful information on closings.
Young Title Co Inc checks the title and property taxes and helps coordinate with attorneys who are working to analyze or cure title problems. Sydney Young, the owner, is one of our attorneys.
We coordinate with banks for closing dates and funding, and we help coordinate off-site closings if you do not live here. We prepare or coordinate your Settlement Statement or Consumer Disclosure and Texas Disclosure.
We will file your documents for you. We collect and then we pay your closing costs. We watch for fraud and we protect your privacy, as well as your identity. Do not be surprised that we check your ID for every closing. This is for your protection.
As you can see, Young Title Co Inc does many things to help you with your closing. Afterward, we send buyers and lenders their title policies and we fund the purchase money to the seller and pay off liens.
We are largely considered the most technologically advanced option for closing services in the area. This is in great part due to our operating system, Qualia. This nationally renowned platform is a secure and user-friendly system that makes getting updates, communicating with our office and closing, simple. The best way to take advantage of this program is by downloading the app so that all of your closing details are just a tap away. Click below on the type of phone you have and you will be directed to the app store of that provider to download the Qualia app.
We are vital to your real property ownership and always strive to help you and make it a little easier for you at this exciting and stressful time in your life.
Resources
Below are links to title insurance resources to answer any questions that you may have about this process beforehand. If you have any additional questions, please do not hesitate to give our office a call.
Young Title Company Payoff Authorization Form
10 Things to Know About the Closing Process
Home Purchase Transaction Flowchart
Basics of Appraising Property Provided by Lamar County Appraisal District
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Young Title Company
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